Trust & Safety • FinTech UX
UPI Shield
Adaptive Scam Defense for Instant Payments
We specialize in crafting unique digital presence
that help businesses grow and stand out in their industries.
Harnessing the power of artificial intelligence to revolutionize industries and enhance human experiences.
About UPI Shield
Adaptive Scam Defense
for Instant UPI Payments
Designing a risk-based friction system that keeps everyday payments instant,
while slowing down suspicious transfers with clear, explainable safety cues.
Effortlessly connect with your favorite tools. Whether it's your CRM, email marketing platform.
Progressive friction: Nudge → Verify → Cooling-off (only when risk stacks)
Progressive friction: Nudge → Verify → Cooling-off (only when risk stacks)
Progressive friction: Nudge → Verify → Cooling-off (only when risk stacks)
Progressive friction: Nudge → Verify → Cooling-off (only when risk stacks)
Trust UI kit: Payee Trust Card, name-match, risk reason sheet, quick report
Trust UI kit: Payee Trust Card, name-match, risk reason sheet, quick report
Trust UI kit: Payee Trust Card, name-match, risk reason sheet, quick report
Trust UI kit: Payee Trust Card, name-match, risk reason sheet, quick report
Trust & Safety • FinTech • Concept Project
Impact
Impact Without Slowing Payments
Safety that stays invisible when you’re safe
Designed progressive, explainable interventions that reduce high-risk transfers while keeping everyday UPI flows fast and familiar
Effortlessly connect with your favorite tools. Whether it's your CRM, email marketing platform.
Connect to Content
Add layers or components to make infinite auto-playing slideshows.
How UPI Shield Works
Trust Ladder, Not a Hard Block
Instant when safe. Protected when risky
UPI Shield maps scam signals into risk states and applies the lightest intervention required—so everyday payments stay fast while suspicious transfers slow down with clear, explainable cues
Effortlessly connect with your favorite tools. Whether it's your CRM, email marketing platform.
Stage 1
Signals → Risk State
The kickoff stage is where everything begins. We align with you to understand your goals, vision, and expectations. Through in-depth discussions and thorough research.
Comprehensive Consultation
Project Roadmap
Stage 1
Signals → Risk State
The kickoff stage is where everything begins. We align with you to understand your goals, vision, and expectations. Through in-depth discussions and thorough research.
Comprehensive Consultation
Project Roadmap
Stage 1
Signals → Risk State
The kickoff stage is where everything begins. We align with you to understand your goals, vision, and expectations. Through in-depth discussions and thorough research.
Comprehensive Consultation
Project Roadmap
Stage 1
Signals → Risk State
The kickoff stage is where everything begins. We align with you to understand your goals, vision, and expectations. Through in-depth discussions and thorough research.
Comprehensive Consultation
Project Roadmap
Stage 2
Intervention Ladder
Nudge → Verify → Cooling-off — friction appears only when multiple signals stack.
Progressive friction
Explainable
Stage 2
Intervention Ladder
Nudge → Verify → Cooling-off — friction appears only when multiple signals stack.
Progressive friction
Explainable
Stage 2
Intervention Ladder
Nudge → Verify → Cooling-off — friction appears only when multiple signals stack.
Progressive friction
Explainable
Stage 2
Intervention Ladder
Nudge → Verify → Cooling-off — friction appears only when multiple signals stack.
Progressive friction
Explainable
Stage 3
Recovery + Reporting
Cancel window + quick report + guided recovery—designed to reduce regret and rebuild trust.
Cancel timer
Quick report
Stage 3
Recovery + Reporting
Cancel window + quick report + guided recovery—designed to reduce regret and rebuild trust.
Cancel timer
Quick report
Stage 3
Recovery + Reporting
Cancel window + quick report + guided recovery—designed to reduce regret and rebuild trust.
Cancel timer
Quick report
Stage 3
Recovery + Reporting
Cancel window + quick report + guided recovery—designed to reduce regret and rebuild trust.
Cancel timer
Quick report
Key Features
UPI Shield Feature Set
Safety that stays lightweight.
A modular trust layer for UPI: risk detection, explainable cues, and recovery—built to reduce scam success without slowing normal payments
Effortlessly connect with your favorite tools. Whether it's your CRM, email marketing platform.
UPI Shield Highlights
We Don’t Just Warn — We Protect
Safety that adapts in real time
Risk-based friction
Explainable cues
Name-match
New payee guard
Cooling-off
Core Trust Layer
A system that converts scam patterns into Low / Medium / High risk states and triggers the smallest possible intervention—keeping everyday transfers fast while slowing suspicious ones.
New Payee Guardrails
Extra confirmation + payee context for first-time UPI IDs to reduce mis-sends, spoofing, and social-engineering scams.
Risk Reason Sheet
Clear “why this is risky” reasons with safe next steps—no alarm tone, no confusion, and full user control.
Progressive steps that appear only when multiple signals stack—reducing scam success without harming legitimate completion rates.
Recovery + Reporting
Cancel window + quick report + guided recovery—designed to minimize regret and help users recover fast after near-misses.
Prototype
UPI Shield Prototype
Trust-first flows that stay fast by default
An interactive concept prototype showing how risk signals trigger progressive friction—nudge → verify → cooling-off—while keeping normal UPI payments frictionless and familiar.
Effortlessly connect with your favorite tools. Whether it's your CRM, email marketing platform.
Foundations
A Trust Layer Built for Real Scam Behavior
Fast by default. Protective when risk spikes.
UPI Shield demonstrates how risk-based friction can reduce scam success without punishing legitimate users—through explainable cues, progressive verification, and recovery-first design.
Effortlessly connect with your favorite tools. Whether it's your CRM, email marketing platform.
Validation
Feedback on Clarity, Trust, and Flow
Early usability notes from quick reviews.
Concept project validation snapshots—focused on comprehension, perceived safety, and completion speed. (Names anonymized.)
Effortlessly connect with your favorite tools. Whether it's your CRM, email marketing platform.
FAQ
Design Questions
Answering the “why” behind UPI Shield.
Quick notes on the risk-based friction approach, tradeoffs, and how the prototype is structured.
Effortlessly connect with your favorite tools. Whether it's your CRM, email marketing platform.
Why not show warnings to everyone?
What signals does the system consider?
How does the “Intervention Ladder” work?
How do you avoid fear-mongering?
Why not show warnings to everyone?
What signals does the system consider?
How does the “Intervention Ladder” work?
How do you avoid fear-mongering?
Why not show warnings to everyone?
What signals does the system consider?
How does the “Intervention Ladder” work?
How do you avoid fear-mongering?
Why not show warnings to everyone?
What signals does the system consider?
How does the “Intervention Ladder” work?
How do you avoid fear-mongering?
Next Step
Explore the Prototype
See the trust ladder trigger only when it matters.
Walk through Send Money, Verify, and Recovery flows—Payee Trust Card, risk reason sheet, step-up verification, cooling-off timer, and quick report.
Next Step
Explore the Prototype
See the trust ladder trigger only when it matters.
Walk through Send Money, Verify, and Recovery flows—Payee Trust Card, risk reason sheet, step-up verification, cooling-off timer, and quick report.
Next Step
Explore the Prototype
See the trust ladder trigger only when it matters.
Walk through Send Money, Verify, and Recovery flows—Payee Trust Card, risk reason sheet, step-up verification, cooling-off timer, and quick report.
Next Step
Each Project, Our
Design is Great.
Walk through Send Money, Verify, and Recovery flows—Payee Trust Card, risk reason sheet, step-up verification, cooling-off timer, and quick report.